1. Use complex passwords, activate multi-factor authentication, and keep your phone's software updated to enhance security.

2. Refrain from sharing UPI PIN or passwords; use diverse passwords for added protection and privacy.

3. Counterfeit UPI apps can steal sensitive information, leading to unauthorized transactions and potential financial vulnerability.

4. Ensure accuracy in UPI IDs to prevent typos and scams; exercise caution with unfamiliar IDs and verify authenticity.

5. Be vigilant when using UPI apps in public spaces to avoid PIN observation, phishing, and malware risks.

6. Exercise caution with screen-sharing apps, limit their usage, and promptly remove unused ones to reduce data exposure risk.

7. Avoid loading your phone with too many UPI apps to balance convenience and security, minimizing vulnerability.

8. Combining measures like setting strong UPI PINs and monitoring transactions is crucial to minimize the risk of succumbing to scams.